Terms and Conditions of Credit Clubhouse Co and all related websites
Effective Date: October 25, 2025
Website: https://www.creditclubhouse.com
1. Agreement to Terms
By accessing or using services provided by Credit Clubhouse (“Company,” “we,” “us,” or “our”), you agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree, do not use our services.
2. Services Provided
Credit Clubhouse provides credit education, financial literacy resources, and related services. We do not guarantee specific financial outcomes, credit score increases, or approvals for credit, loans, or housing.
All services are educational in nature unless otherwise explicitly stated.
3. User Responsibilities
By using our services, you agree that:
All information you provide is accurate and complete
You will not use our services for unlawful purposes
You are responsible for maintaining the confidentiality of your account information
4. No Legal or Financial Advice
Credit Clubhouse does not provide legal, tax, or financial advice. Any information provided is for educational purposes only.
You are encouraged to consult with a licensed attorney, accountant, or financial advisor regarding your specific situation.
5. Payments and Refunds
All fees for services are disclosed prior to purchase.
Payments are due at the time of purchase unless otherwise stated
Refund policies, if applicable, will be outlined in your service agreement
Failure to make payments may result in suspension or termination of services
6. Intellectual Property
All content, materials, branding, and intellectual property provided by Credit Clubhouse remain the property of the Company.
You may not reproduce, distribute, or exploit any content without written permission.
7. Limitation of Liability
To the fullest extent permitted by law, Credit Clubhouse shall not be liable for any indirect, incidental, or consequential damages resulting from:
Use or inability to use our services
Errors or omissions in content
Outcomes related to credit, financial decisions, or third-party services
8. Third-Party Services
We may refer or connect you with third-party providers (such as lenders, attorneys, or financial services).
We do not control or guarantee the services provided by third parties and are not responsible for their actions or outcomes.
9. Termination
We reserve the right to terminate or suspend access to services at our discretion if these Terms are violated.
10. SMS Terms and Conditions
Program Description
By providing your phone number, you agree to receive SMS (text) messages from Credit Clubhouse. These messages may include:
Appointment reminders
Account notifications
Service updates
Promotional and marketing messages
Consent
You provide express written consent to receive automated SMS messages from Credit Clubhouse at the phone number provided.
Consent is not a condition of purchase.
Message Frequency
Message frequency varies based on your interaction with our services.
Opt-Out Instructions
You may opt out of receiving SMS messages at any time by replying:
STOP
After opting out, you will no longer receive SMS messages unless you re-subscribe.
Help Instructions
For assistance, reply:
HELP
Or contact us at:
[email protected]
Message and Data Rates
Message and data rates may apply depending on your mobile carrier plan.
Carrier Disclaimer
Mobile carriers are not liable for delayed or undelivered messages.
Privacy
Your information will be handled in accordance with our Privacy Policy:
https://creditclubhouse.com/privacy-page
No Sharing of SMS Data
We do not sell, rent, or share your mobile opt-in information with third parties for their marketing purposes.
Age Requirement
You must be at least 18 years old to use our services and opt into SMS communications.
11. Privacy Policy
Your use of our services is also governed by our Privacy Policy:
https://creditclubhouse.com/privacy-page
12. Changes to Terms
We reserve the right to update or modify these Terms at any time. Changes will be effective upon posting to our website.
13. Contact Information
If you have questions about these Terms, contact us at:
Credit Clubhouse
Email: [email protected]
Website: https://creditclubhouse.com