Privacy Policy

PRIVACY POLICY of Credit Clubhouse Co and all related websites

Credit Clubhouse Co

2222 E Grand River Ave

Okemos, Michigan 48864

At Credit Clubhouse Co we take our ethical responsibilities and your privacy seriously by recognizing that your privacy is important. We have a strong commitment to providing excellent service to all our customers and visitors of this Web Site, including respecting your concerns about privacy. This Privacy Policy discloses how we collect personal information, the types of personal information we receive and collect, our use of current and former consumer information, as well as the steps that we take to safeguard your information. If you use this site you explicitly agree to the terms and conditions of the Credit Clubhouse Co Privacy Policy in effect at the time of your use. If you do not agree to this policy, please do not use the Credit Clubhouse Co site. We hope that this disclosure will help increase your confidence in our website and enhance your experience on the Internet. Therefore, in compliance with industry standards and regulations enforced typically by federal and state governments, we abide by the following Privacy Policy.

Information Collection and Use

This Privacy Policy applies to consumers that have signed up (‘Consumers’) on this website (‘Web Site’) or any web site owned by the owner of Credit Clubhouse Co. In addition, the owner of Credit Clubhouse Co owns several other domain names that point to this site, and we will from time to time add new sites that may or may not be listed in this Privacy Policy. Please note that this pledge applies only to sites maintained by the owner of Credit Clubhouse Co and not to web sites maintained by other companies or organizations to which we link. In addition, this policy applies only to information collected by Credit Clubhouse Co online, not offline. We may share the personal information that you supply to us with other third party businesses to bring selected retail opportunities to our Consumers. These third party businesses may include providers of direct marketing services and applications, including lookup and reference, data enhancement, suppression and validation and email marketing. You can browse the Credit Clubhouse Co web site at any time without revealing any personal information about yourself. Personal information is information about you that is personally identifiable, such as your name, address, email address, or phone number that is not otherwise publicly available (“Consumer PII” or “PII”). This information helps us serve you better by enabling us:

– to process and fulfill your requests for products and services

– to solicit your opinions and other feedback

– to conduct research

– to customize the advertising and content you see

– to provide anonymous reporting for internal and external clients

We may collect personal information at the following times:

– when you register to receive communications from this website or any website owned by the owner of Credit Clubhouse Co.

– when you seek information or apply for products and services offered through this website or any website owned by the owner of Credit Clubhouse Co.

– when you enter promotions or sweepstakes offered by this website or any website owned by the owner of Credit Clubhouse Co.

– when you provide personal information to us through feedback, survey, or other forms hosted on this site or any website owned by the owner of Credit Clubhouse Co.

Legal Protection

We reserve the right to disclose your Consumer PII, as required, to comply with the law, applicable regulations, governmental and quasi-governmental requests, judicial proceedings, court orders, or legal process, and will establish or exercise our legal rights and defend against legal claims at our discretion. We will share, without notice to you, all information we possess in response to court orders, subpoenas and to comply with government investigations. At our discretion we will share information in order to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, violations of Credit Clubhouse Co’ Terms of Use or as otherwise required by law.

Use and Sharing of Your Personally Identifiable Information

Credit Clubhouse Co RESERVES THE RIGHT TO, AND WILL, SELL OR TRANSFER YOUR PERSONAL INFORMATION TO THIRD PARTIES FOR ANY PURPOSE IN ITS SOLE DISCRETION. This includes sharing Consumer PII with Credit Clubhouse Co partners, sponsors, advertisers, service providers and marketer’s lookup and reference services and any other entities that Credit Clubhouse Co believes are able to provide Consumers with special offers and opportunities. Credit Clubhouse Co prohibits the sale or transfer of Consumer PII to non-affiliated entities for their use without giving you the opportunity to opt-out. Although Credit Clubhouse Co advises everyone who receives Consumer PII from Credit Clubhouse Co to support this Privacy Policy, Credit Clubhouse Inc has no control over such party’s information handling practices and is not responsible for any failure of such party to adhere to this Privacy Policy.

By registering and using this Web Site, Consumers acknowledge that the processing of their Consumer PII for the purposes described above may involve the transfer of such PII from within the United States of America (‘USA’) to countries outside the USA whose data protection regulation may not be as stringent as that within the USA.

When you request quotes or request to be contacted through Credit Clubhouse Co or our other sites that we operate, you are authorizing us to share information with our business partners who will contact you by phone, email, or mail. We may also contact you through any of the above means. If you do not want further communication from them or us, please notify the person or entity that contacts you directly. We reserve the right to make changes in this policy at any time.

Minors

You must be at least 18 years old to use this web site. We do not knowingly collect, use, or disclose personal information about visitors under 18 years of age. If you are under 18 years of age, you may not use the services offered on our web site unless they are used with the consent, permission and supervision of your parents or guardians.

Cookies and IP Addresses

To serve you more efficiently and effectively, we use “cookies” technology. A cookie is a piece of data stored on the user’s hard drive that contains information about the user. Cookies are not way linked to Consumer PII. Once the user closes their browser, a cookie typically terminates. Cookies enable a web site to “personalize” itself for each user and reduce the time it takes for pages to load on your computer. In order to optimize your experience, cookies also help with the collection of customer tracking data. We may also capture customer tracking data on some of our partner’s web sites, related to activity involved with the completion of offers listed on our web site. This information is used to monitor the performance of our partners. If you reject cookies, you may still use our site, but your ability to use some areas of our site will be limited. We also keep track of Internet Protocol (IP) addresses and may disclose your IP address during the course and scope of our business. An IP Address is a number that is used by computers on the network to identify your computer every time you log on to the Internet.

Some of our non-affiliated business partners (e.g., advertisers) use cookies on our site. We have no access to or control over these cookies. This Privacy Policy covers the use of our cookies only and does not cover the use of cookies by any advertisers.

Opting-Out

We offer you choices when we ask for personal information, whenever reasonably possible. We provide you the opportunity to “opt-out” of having your personally identifiable information used for certain purposes, when we ask for this information. You may decline to provide personal information to us and/or refuse cookies in your browser, although some of our features or services may not function properly as a result.

If you no longer wish to receive newsletter and promotional communications, you may opt-out of receiving them by following the instructions included in each newsletter or communication or by emailing or calling us per the information contained on our contact page. You may continue to receive email communications from us up to ten (10) business days from the time we receive your unsubscribe request. Please note that Credit Clubhouse Co can only control its own mailing list and policies. Third party advertisers that maintain their own mailing lists may send communications that advertise our services, and you may need to contact these parties directly in order to stop receiving their communications. Although Credit Clubhouse Co only supports permission-based emails, Credit Clubhouse Co does not obligate itself to restrict third parties advertising Credit Clubhouse Co beyond that which is required by applicable law.

Advertisements & Pop-up Windows

On occasion, you may receive advertisements for Credit Clubhouse Co from third parties. These advertisements are served by the third party web site that you have visited or directly from this website or any site owned by the owner of Credit Clubhouse Co. In addition, such advertisements may be placed by third party ad servers or ad networks. We maintain relationships with a number of the third party ad networks currently operating. You may find more information at the web site of either the individual ad network or the network advertising initiative. Your relationships, transactions and any opt-out requests with any such third party are governed by the specific policy such third party has, and not those of Credit Clubhouse Co.

Third Party Links

This Privacy Policy applies to all information that you provide to Credit Clubhouse Co. However, when you visit web sites to which Credit Clubhouse Co provides a link, keep in mind you will be interacting with a third party that operates under its own privacy and security policies, and terms of use. If you choose to obtain certain services through a third party site, the data collected by the third party is governed by that third party’s privacy policy. A third party site will also have its own policy regarding the use of cookies and clear gifs. We encourage you to review the privacy policies and terms of use of any other service provider from whom you request services.

If Credit Clubhouse Co receives personal information from a third party unrelated to any service offered on our site, the use and disclosure of such information is governed by the agreement (if any) between Credit Clubhouse Co and such third party.

Framing In some cases, we may require the use third party vendors, outside companies, to operate portions of the Credit Clubhouse Co web site and/or to provide certain services including clerical, information processing and shipping services. Although the particular section of the web site may have a similar appearance as the Credit Clubhouse Co site, information submitted through these outside third parties are subject to this Privacy Policy unless otherwise stated.

When you sign up for our services, we will share only as much information as is necessary for the provision of those services. We require that all third parties, hired by Credit Clubhouse Co, comply with our Privacy Policy in order to keep your information safe and secure. These third parties are prohibited from using or sharing your personally identifiable information for any purpose other than the job they were hired to do.

Updating Your Information

If you want to access or update the personal information you submitted to Credit Clubhouse Co please e-mail us at [email protected] or write us at the following address.

Credit Clubhouse Co

2222 E Grand River Ave

Okemos, Michigan 48864

Questions and Suggestions

If you have any questions, concerns or suggestions about our Privacy Policy, you may contact us:

– By sending an email to: [email protected]

– By sending a letter to:

Credit Clubhouse Co

2222 E Grand River Ave

Okemos, Michigan 48864

Changes to this Privacy Policy

Credit Clubhouse Co reserves the right to update or modify this privacy statement at any time and without notice. We will not jeopardize your privacy. The provisions contained in this privacy statement supersede all previous notices or policies regarding our privacy practices with respect to this site. Any and all changes will be made here, to this privacy statement. If you do not agree with the changes to how your information will be used, please do not continue to use this web site

We encourage you to check our site frequently to see the current privacy statement and to be informed of how we are committed to protecting your information and providing you with improved content on our website in order to enhance your online experience. Upon any material changes to the policy statement, we will post those changes to this privacy statement, the homepage, and/or other places we deem appropriate so that you are aware of what information we collect, how we use it, and under what circumstances, if any, we disclose it. Our Privacy Policy will indicate the date it was last updated. Your continued use of our site will signify your acceptance of the changes to our Privacy Policy.

www.creditclubhouse.com contains links to other websites. Creditclubhouse.com is not responsible for the privacy practices of other websites.

PLEASE PRINT AND RETAIN A COPY OF THIS AGREEMENT FOR YOUR RECORDS.

LAST UPDATED 10-01-2025