Your Financial Comeback Starts Now
From Denied to Approved!
Let’s Make It Happen
You’re not just fixing credit you’re transforming your life.
At Credit Clubhouse, we do more than remove negative items. We educate, equip, and elevate your financial game.
Homebuying Blueprint
Step-by-step plan to qualify and secure your dream home
Credit Recovery Toolkit
Proven strategies to restore, boost, and maintain your credit
Funding Foundation
Build fundable business structures and access real capital
We Are Your
One-Stop
Financial Powerhouse
Transform Your Credit, Transform Your Life
At Credit Clubhouse, we don't just dispute negative items, we educate, equip, and elevate your financial position.
Your Home Loan, Your Identity
Personalized guidance and clear communication come together to build trust.
FCRA Violations Review
Our attorney partners specialize in evaluating our consumer rights have been violated.
Tailored Lending Approach
No cookie-cutter advice. Just clear, customized strategies
Optimized for Everyone
A structured, phase-based journey that helps you rebuild, optimize and grow your credit Profile.
Business Foundation
Turn your idea into a funded business. We’ll walk you through forming a legal entity, setting up credit, and getting real funding.
Legit Credit Repair That Works
We help you legally remove inaccurate items, improve your score, and build healthy credit habits. Step by step.
I help ambitious overcomers become fundable—step-by-step, no quick fixes, even when you've been denied before.
Sharia Smith
Freddie Mac Credit Smart Coach
Our Mission:
From Confusion to Confidence
Fix credit roadblocks that prevent pre-approvals
We are not just another credit restoration credit company. We bring local insight, strategic funding prep, and real-life application of FCRA and Freddie Mac CreditSmart training to simplify what feels overwhelming.
Expert Guidance
from credit strategists who’ve helped people gain 79+ point boosts
Smart Strategy
designed to align with your goals like buying a home, starting a business, or hitting a personal milestone
Trusted Community
built on transparency, integrity, and real results
Homeownership Ready
If you’ve been denied a mortgage or dream of owning a home, we’ll help you become mortgage-ready, no matter your starting point.
We break it down so you can level up
Let’s stop patching things up and start planting something real.
We are here to help you build a credit profile that’s strong, consistent, and gets you what you need. Whether that’s a home, a car, or just peace of mind.
Client Portal
Trusted Partners
Custom Blueprint
Client-Centered
What Our Clients Say
We’re proud of our work—here’s what our clients have to say about partnering with us:
Client-Focused Approach
"As a first-time home buyer, I entrusted Credit Clubhouse to help me build my credit. They exceeded my expectations in every way. I am grateful for their expertise and highly recommend them to anyone seeking credit education services."
Claudia R.
Trusted Advice
"I always take notes when Sharia speaks. All of the nuggets from the course helped me reach a 79 point increase!"
Jose G.
Streamlined Process
"Credit Clubhouse made it easy to focus on what I do best while trusting that my business was set up compliant and bankable."
CEO of Legacy Guard
Clear Communication
"I absolutely love when you speak and the detail you go into. Especially in what to do in regards to owning a real estate property Than you for all of your help!!!"
Alana T.
Client-Centered Guidance
"I am grateful for the assistance with my credit needs; the best customer service I have ever experienced. You made me feel like I was not just another client, but like family."
Tracey W.
Expert Credit Solutions
"Thank you so much for hosting Winning Wednesday. I'm grateful for the advice and I look forward to learning more."
Shelbi G.
Efficient Service
"When I had low credit and thought getting my credit in to the 700's was a pipe dream. Sharia guided me through step by step of how to eliminate my past debts, get new lines of credit to increase my scores and to seize the opportunity to be eligible to buy a home. "
Nadia J.
Transparent Advice
"She gave me action steps and walked me through what I need to do. If you're stuck on how to get started, I highly recommend booking a call because she gave me clarity on what I need to do to get that bag"
Macie B.
Tailored Solutions
"Credit Clubhouse is a very knowledgeable agency for more than just credit advice. Credit Clubhouse staff can help with ALL THINGS business!"
Jacquie L.
Start Your Homeownership Journey
Frequently Asked Questions
Got questions? Here are answers to common queries before starting your credit journey with us.
How long does the program last?
At Credit Clubhouse, we don’t believe in quick fixes. We believe in lasting transformation. On average, our members commit to the process for -12 months or more, because real credit mastery takes time.
Can you help me choose the right business structure?
Yes, I can help you choose the right business structure! I'll guide you through the options like LLC, S-Corp, or C-Corp, based on your goals, tax preferences, and liability needs, ensuring the best fit for your business. Ready to get started?
Do you Guarantee My Score Will Go Up?
No, and any company that says “yes” should raise a red flag. Your credit score is influenced by multiple factors, and most are in your control:
✔️ Paying bills on time
✔️ Managing balances
✔️ Avoiding new negative accounts
Even if we successfully remove inaccurate items and help you secure new lines of credit, your score can still drop if those habits aren't in place.
© 2025 Credit Clubhouse - All rights reserved.
Disclaimer:
The information provided on this website is for educational and informational purposes only and should not be considered legal, financial, or professional advice. We are not attorneys, credit repair organizations, or licensed financial professionals, and we do not provide credit repair services.