Your Financial Comeback Starts Now
From Denied to Approved! Let’s Make It Happen
Homebuying Guide
The Ultimate Blueprint to Buying a Home. Step by step preparation for keys.
Credit Recovery Toolkit
The program offers you rebuilding tools to stay on top of your credit.
Funding Foundation
How to build fundable business structure, compliance, and readiness for business credit and funding opportunities.
One-Stop
Shop For All Things
Credit And Financial Freedom
Transform Your Credit, Transform Your Life
At Credit Clubhouse, we don't just dispute negative items, we educate, equip, and elevate your financial position.
Your Home Loan, Your Identity
Personalized guidance and clear communication come together to build trust.
FCRA Violations Review
Our attorney partners specialize in evaluating our consumer rights have been violated.
Tailored Lending Approach
Custom financing strategies and transparent terms provide clarity at every stage.
Optimized for Everyone
A structured, phase-based journey that helps you rebuild, optimize and grow your credit Profile.
Business Foundation
We help you structure, establish, and scale business credit.
Strategic. Trusted. Efficient.
Sometimes, you just need an expert to guide you. Our personalized credit coaching will take you from confusion to confidence in record time.
I help aspiring entrepreneurs and side-hustlers become fundable by guiding them step-by-step through legal business formation, credit readiness, and compliance...even if they’ve been denied before.
Sharia Smith
Freddie Mac Credit Smart Coach
Financing that breaks barriers. Empower your business journey .
Delivering personalized, dynamic funding solutions that drive real results.
Fix credit roadblocks that prevent pre-approvals
We are not just another credit restoration credit company. We bring local insight, strategic funding prep, and real-life application of FCRA and Freddie Mac CreditSmart training to simplify what feels overwhelming.
Expert Guidance
We provide clear, personalized advice to help you make informed credit decisions.
Smart Strategy
Tailored solutions that align with your goals, driving better results and trust.
Consistent Support
Reliable service that adapts to your needs, ensuring a smooth journey every step.
Inspiring Homeownership Journeys
From tailored mortgage solutions to seamless experiences, we bring your homebuying process to life. We create with care, guide with expertise, and deliver with confidence.
Our Team
Some of our local team
We break it down so you can level up
Let’s stop patching things up and start planting something real.
We are here to help you build a credit profile that’s strong, consistent, and gets you what you need. Whether that’s a home, a car, or just peace of mind.
Client Portal
Trusted Partners
Compliance-Attacks
Client-Centered
What Our Clients Say
We’re proud of our work—here’s what our clients have to say about partnering with us:
Client-Focused Approach
"As a first-time home buyer, I entrusted Credit Clubhouse to help me build my credit. They exceeded my expectations in every way. I am grateful for their expertise and highly recommend them to anyone seeking credit education services."
Jose G.
Trusted Advice
"I always take notes when Sharia speaks. All of the nuggets from the course helped me reach a 79 point increase!"
Jose G.
Streamlined Process
"Credit Clubhouse made it easy to focus on what I do best while trusting that my business was set up compliant and bankable."
CEO of Legacy Guard
Clear Communication
"I absolutely love when you speak and the detail you go into. Especially in what to do in regards to owning a real estate property Than you for all of your help!!!"
Alana T.
Client-Centered Guidance
"I am grateful for the assistance with my credit needs; the best customer service I have ever experienced. You made me feel like I was not just another client, but like family."
Tracey W.
Expert Credit Solutions
"Thank you so much for hosting Winning Wednesday. I'm grateful for the advice and I look forward to learning more."
Shelbi G.
Efficient Service
"When I had low credit and thought getting my credit in to the 700's was a pipe dream. Sharia guided me through step by step of how to eliminate my past debts, get new lines of credit to increase my scores and to seize the opportunity to be eligible to buy a home. "
Nadia J.
Transparent Advice
"She gave me action steps and walked me through what I need to do. If you're stuck on how to get started, I highly recommend booking a call because she gave me clarity on what I need to do to get that bag"
Macie B.
Tailored Solutions
"Credit Clubhouse is a very knowledgeable agency for more than just credit advice. Credit club house staff can help with ALL THINGS business!"
Jacquie L.
Start Your Homeownership Journey
Frequently Asked Questions
Got questions? Here are answers to common queries before starting your credit journey with us.
How long does the program last?
At Credit Clubhouse, we don’t believe in quick fixes. We believe in lasting transformation. On average, our members commit to the process for -12 months or more, because real credit mastery takes time.
Can you help me choose the right business structure?
Yes, I can help you choose the right business structure! I'll guide you through the options like LLC, S-Corp, or C-Corp, based on your goals, tax preferences, and liability needs, ensuring the best fit for your business. Ready to get started?
Do you Guarantee My Score Will Go Up?
No, and any company that says “yes” should raise a red flag. Your credit score is influenced by multiple factors, and most are in your control:
✔️ Paying bills on time
✔️ Managing balances
✔️ Avoiding new negative accounts
Even if we successfully remove inaccurate items and help you secure new lines of credit, your score can still drop if those habits aren't in place.
© 2025 Credit Clubhouse - All rights reserved.
Disclaimer:
The information provided on this website is for educational and informational purposes only and should not be considered legal, financial, or professional advice. We are not attorneys, credit repair organizations, or licensed financial professionals, and we do not provide credit repair services.
Under Michigan law, consumers have the right to dispute inaccurate information on their credit reports directly with the credit bureaus at no cost. We encourage you to conduct your own research and consult with a qualified attorney or certified credit counselor for personalized guidance regarding your credit and financial matters.